43 Old Turtle Pl, Nellysford, VA 22958 Property Records

Nelson County property record for 43 Old Turtle Pl, Nellysford, VA 22958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2006
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jun 2023)
Tax Bill	$3,256 (2026)
Deeds & Mortgages	Nov 2014 Mortgage Nov 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20 1 34`

Property Details

APN / Parcel Number

Primary APN	`20 1 34`
Alternative APN	`15274`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,190 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15274
Street Address	43 OLD TURTLE PL
City	NELLYSFORD
State	VA
Zip	22958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HORIZONS SUBDIVISION DB457-271
Legal Subdivision	HORIZONS SUBDIVISION
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1036
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Rockfish Valley Rural Historic District listed 2016 · 131 contributing resources · NRIS 16000534

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

43 Old Turtle Pl is owned by an individual who bought it in June 2023.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	27 BRETWOOD DR N, COLTS NECK, NJ 07722-2406
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2014	Deed of Trust, Mortgage · Conventional Mortgage UNION MORTGAGE GROUP INC
Nov 21, 2014	Deed of Trust, Mortgage · Line of Credit UNION FIRST MARKET BANK
Jun 28, 2023	Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP
Jun 29, 2007	Bargain and Sale Deed, Transfer · Line of Credit UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Document Number	20231343
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0000002417
Record Updated	Sep 20, 2026

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	43 OLD TURTLE PL, NELLYSFORD, VA 22958
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140002775
Date	Nov 21, 2014
Instrument	140002775

Lender

Name	UNION MORTGAGE GROUP INC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2029

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	43 OLD TURTLE PL, NELLYSFORD, VA 22958
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140002776
Date	Nov 21, 2014
Instrument	140002776

Lender

Name	UNION FIRST MARKET BANK
Type	Bank
Address	LOVINGSTON, VA 22949

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jun 28, 2023
Property Address	43 OLD TURTLE PL, NELLYSFORD, VA 22958
Document Number	0202301343
Instrument Date	Jun 27, 2023
Instrument	202301343
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 BRETWOOD DR N, COLTS NECK, NJ 07722-2406

Mortgage

Document Number	0202301344
Date	Jun 28, 2023
Instrument	202301344

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2007: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NELSON VA
Recording Date	Jun 29, 2007
Property Address	43 OLD TURTLE PL, NELLYSFORD, VA 22958
Document Number	070002417
Map Reference	CAB3 SL364
Instrument Date	Jun 29, 2007
Instrument	070002417
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	LAWYERS TITLE INSURANCE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 RIVER VIEW LN, FABER, VA 22938-2668

Mortgage

Document Number	0070002562
Date	Jul 13, 2007
Instrument	070002562

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LOVINGSTON, VA 22949

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 43 Old Turtle Pl was $3,256.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,256.00	$581,500 (+26.39%) Land $108,100 Building $473,400	$581,500 (+26.39%) Land $108,100 Building $473,400
2025		$460,100 Land $73,600 Building $386,500	$460,100 Land $73,600 Building $386,500
2023	$2,990.00	$460,100 Land $73,600 Building $386,500	$460,100 Land $73,600 Building $386,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Old Turtle Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Old Turtle Pl is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverStreet Networks.

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