Lancaster County property record for 43 Oak Ln, Stevens, PA 17578
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,942 sqft · built 1963 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Jul 2005) |
| Tax Bill | $5,071 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-22349-0-0000 |
| Primary APN | 080-22349-0-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 1,442 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 942 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 245 sqft |
| Patio Area | 140 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 43 OAK LN |
|---|---|
| City | STEVENS |
| State | PA |
| Zip | 17578-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 43 OAK LN |
| Legal Subdivision | REAMSTOWN HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EAST COCALICO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12502 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 OAK LN, STEVENS, PA 17578-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2005 · Amount on Record |
| Deed Sale | Jul 22, 2005 · Amount on Record |
| Prior Sale | Dec 9, 1999 · Amount on Record |
| Deed Document Number | 20055441977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 43 OAK LN, STEVENS, PA 17578-9706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | KEYSTONE TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0006653769 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 6653769 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | East Cocalico Township |
| Unified School District | Cocalico School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,900 (-) Land $61,800 Building $131,100 | $192,900 (-) Land $61,800 Building $131,100 | |
| 2025 | $5,071.00 (+5.56%) | ||
| 2024 | $4,804.00 | $192,900 Land $61,800 Building $131,100 | |
| 2018 | $192,900 Land $61,800 Building $131,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 19 (1982–2021) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Trichloroethylene resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Upward Broadband, Windstream, Xfinity.
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