43 Oak Leaf Cir, Crossville, TN 38558 Property Records

Cumberland County property record for 43 Oak Leaf Cir, Crossville, TN 38558

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,159 sqft · built 2015
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2023)
Tax Bill	$1,672 (2022)
Deeds & Mortgages	Jul 2023 Sale Feb 2021 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018066G D 01300`

Property Details

APN / Parcel Number

Primary APN	`018066G D 01300`
Alternative APN	`066G D 01300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	2,159 sqft
Basement Area	1,138 sqft
Finished Basement	1,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	157 ft deep x 57 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	440 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	43 OAK LEAF CIR
City	CROSSVILLE
State	TN
Zip	38558-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:32 BLK:3 DIST:02 MAP REF:066B
Legal Subdivision	HICKORY RDG PH II
Legal Block	3
Legal Lot Number	32
Jurisdiction	CUMBERLAND TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	970101

Owner

43 Oak Leaf Cir is owned and occupied by an individual who bought it in July 2023.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer
Feb 17, 2021	Deed, Transfer · Line of Credit FIRSTBANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Dec 31, 2018	Deed of Trust, Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Feb 17, 2021 · Amount on File
Deed Document Number	23009009
Deed Book / Page	1676 / 1882
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 21, 2023
Property Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000009009
Book / Page	1676 / 1882
Map Reference	MB 12 PG 1
Instrument Date	Jul 20, 2023
Instrument	23009009
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Feb 17, 2021
Property Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000002552
Book / Page	1601 / 1352
Map Reference	MB 12 PG 1
Instrument Date	Feb 12, 2021
Instrument	21002552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LOONEY AND CHADWELL TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502

Mortgage

Document Number	0000002553
Date	Feb 17, 2021
Book Page	1601/1355
Instrument	21002553

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013675
Date	Nov 3, 2020
Book Page	1591/2049
Instrument	20013675

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009244
Date	Aug 6, 2019
Book Page	1555/1290
Instrument	19009244

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	43 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000000040
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK LEAF CIR CROSSVILLE TN 385582502, CROSSVILLE, TN 38558-2502

Mortgage

Document Number	0000000040
Date	Jan 3, 2019
Book Page	001541/001278
Instrument	40

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,275 Land $12,500 Building $134,775
2023		$147,275 (-) Land $12,500 Building $134,775
2022	$1,672.00	$147,275 Land $12,500 Building $134,775	$589,100 (-) Land $50,000 Building $539,100
2021			$589,100 Land $50,000 Building $539,100
2018	$157.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Oak Leaf Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Oak Leaf Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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