43 Oak Hill Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 43 Oak Hill Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,734 sqft · built 1997
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,682 (2025)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:28-Z B:45`

Property Details

APN / Parcel Number

Primary APN	`M:28-Z B:45`
Alternative APN	`CNCD M:28Z B:45`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	3,871 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,165 sqft (3.08 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 OAK HILL RD
City	CONCORD
State	NH
Zip	03301-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	45
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32800

Owner

43 Oak Hill Rd is owner-occupied and held in a trust since November 2022.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43 OAK HILL RD, CONCORD, NH 03301-8603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Warranty Deed, Transfer
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000022626
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 6, 2022
Property Address	43 OAK HILL RD, CONCORD, NH 03301-8603
Document Number	0000022626
Book / Page	3813 / 2111
Instrument Date	Nov 29, 2022
Instrument	202200022626
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK HILL RD, CONCORD, NH 03301-8603

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	43 OAK HILL RD, CONCORD, NH 03301-8603
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018120
Date	Sep 19, 2022
Book Page	3806/399
Instrument	202200018120

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	43 OAK HILL RD, CONCORD, NH 03301-8603
Document Number	0036202004
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 OAK HILL RD CONCORD NH 033018603, CONCORD, NH 03301-8603

Mortgage

Document Number	0036202004
Date	Jan 22, 2019
Book Page	003620/002004
Instrument	1008

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03302-2826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Oak Hill Rd was $9,682.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,682.00	$332,600 Land $115,000 Building $217,600
2023	$8,934.00 (+4%)	$332,600 (+0.24%) Land $115,000 Building $217,600	$509,485
2022	$8,590.00	$331,800 Land $114,200 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Oak Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Oak Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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