43 Oak Dr, Napoleon, OH 43545 Property Records

Henry County property record for 43 Oak Dr, Napoleon, OH 43545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,120 sqft · built 1974
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2026)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2026 Sale & Mortgage
APN	`07-239331.0080`

Property Details

APN / Parcel Number

Primary APN	`07-239331.0080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,420 sqft
2nd Floor Area	700 sqft
Basement Area	1,420 sqft
Finished Basement	1,070 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Mixed
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	43 OAK DR
City	NAPOLEON
State	OH
Zip	43545-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LEISURE OAKS SUB DIV
Legal Range	06E
Legal Township	05N
Legal Section	23
Legal Subdivision	LEISURE OAKS
Legal Lot Number	4
Jurisdiction	HENRY OH
Township / Civil Division	NAPOLEON
Census Block Group	3
Census Block	3011
Census Tract	700

Owner

43 Oak Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Henry County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 OAK DR, NAPOLEON, OH 43545-9698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jan 13, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Sep 24, 2003 · Amount on File
Deed Document Number	2026112
Deed Book / Page	340 / 1183
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	43 OAK DR, NAPOLEON, OH 43545-9698
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAK DR, NAPOLEON, OH 43545-9698

Mortgage

Document Number	00337/5893
Date	Jun 16, 2025
Book Page	337/5893
Instrument	202500002209

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY OH
Recording Date	Jan 13, 2026
Property Address	43 OAK DR, NAPOLEON, OH 43545-9698
Document Number	00340/1183
Book / Page	340 / 1183
Map Reference	SL 213B
Instrument Date	Jan 12, 2026
Instrument	202600000112
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	43 OAK DR, NAPOLEON, OH 43545-9698

Mortgage

Document Number	202600000113
Date	Jan 13, 2026
Instrument	202600000113

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 43 Oak Dr was $3,991, down 0.1% from the year before.

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Napoleon Township
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (-0.08%)	$93,580 (-0.3%) Land $10,280 Building $83,300
2024	$3,994.00 (+11.53%)	$93,860 (-) Land $10,280 Building $83,580
2023	$3,581.00 (-7.9%)	$93,860 (-43.18%) Land $10,280 Building $83,580	$267,380 Land $29,380 Building $238,000
2022	$3,888.00	$165,180 Land $18,920 Building $146,260
2020			$471,920 Land $54,060 Building $417,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 43 Oak Dr; there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1994)
Most Recent Claim	Jan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5
MetaLINK Technologies Fixed Wireless	25 / 5
bright.net Fixed Wireless	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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