43 Norwell St, Murphy, NC 28906 Property Records

Cherokee County property record for 43 Norwell St, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Sep 2025)
Tax Bill	$983 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`459318401690000`

Property Details

APN / Parcel Number

Primary APN	`459318401690000`
Alternative APNs	`47176` `59694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Heated Area
Flooring	Wood
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	142 ft deep x 90 ft wide
Porch	Porch
Porch Area	15 sqft
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	59694
Street Address	43 NORWELL ST
City	MURPHY
State	NC
Zip	28906-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR QUARLES 1579/731
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2008
Census Tract	930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 308, MURPHY, NC 28906-0308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2023	Warranty Deed, Transfer
Jan 31, 2018	Warranty Deed, Transfer
Jan 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	4304
Deed Book / Page	1785 / 707
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 8, 2025
Property Address	43 NORWELL ST, MURPHY, NC 28906-9560
Document Number	001785/707
Book / Page	1785 / 707
Instrument Date	Aug 26, 2025
Instrument	4304
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 WALNUT RD, BLAIRSVILLE, GA 30512-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 308, MURPHY, NC 28906-0308

Mortgage

Document Number	0001785710
Date	Sep 8, 2025
Instrument	1785/710

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 21, 2023
Property Address	43 NORWELL ST, MURPHY, NC 28906-9560
Document Number	001731/914
Book / Page	1731 / 914
Instrument Date	Mar 16, 2023
Instrument	1341
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 NEW HOPE RD, DAWSONVILLE, GA 30534-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WALNUT RD, BLAIRSVILLE, GA 30512-2925

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 31, 2018
Property Address	43 NORWELL ST, MURPHY, NC 28906-9560
Document Number	01579/0731
Book / Page	01579 / 0731
Instrument Date	Jan 24, 2018
Instrument	00472
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 INDEPENDENCE AVE SW, 1400, WASHINGTON, DC 20250-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 NEW HOPE RD, DAWSONVILLE, GA 30534-1840

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 3, 2017
Property Address	43 NORWELL ST, MURPHY, NC 28906-9560
Document Number	01552/0262
Book / Page	01552 / 0262
Instrument Date	Dec 16, 2016
Instrument	00011
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 GOODFELLOW BLVD, SAINT LOUIS, MO 63120-1706

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00	$126,760 (+127.33%)	$126,760 (+127.33%) Land $3,500 Building $123,260
2023		$55,760	$55,760 Land $3,500 Building $52,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: AT&T, Peachtree Broadband Fiber.

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