43 North St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 43 North St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2005
Lot Size	0.096 acres (4,186 sqft)
Owner	2 Company Names on Record
Last Sale	$119,000 (Jan 2013)
Tax Bill	$4,462 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-027-20A-3`

Property Details

APN / Parcel Number

Primary APN	`9-027-20A-3`
Alternative APNs	`WORC M:09 B:027 L:20A-3` `M:09 B:027 L:20A=3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	620 sqft
Basement Area	248 sqft
Unfinished Basement	248 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,186 sqft (0.096 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	9-027-20A-3
Street Address	43 NORTH ST
City	WORCESTER
State	MA
Zip	01605-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	27
Legal Lot Number	20A-3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2019
Census Tract	730500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	43 NORTH ST, WORCESTER, MA 01605-3236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 27, 2017	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2013 · Amount on Record
Deed Sale	Jan 15, 2013 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Book / Page	50292 / 108
Last Transfer Date	Dec 4, 2024
Transfer Doc	071398-182
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	43 NORTH ST, WORCESTER, MA 01605-3236
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069629-345
Date	Sep 12, 2023
Book Page	69629/345
Instrument	75539

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	43 NORTH ST, WORCESTER, MA 01605-3236
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066658-331
Date	Dec 2, 2021
Book Page	66658/331
Instrument	168574

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	43 NORTH ST, WORCESTER, MA 01605-3236
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057796-49
Date	Sep 27, 2017
Book Page	57796/49
Instrument	106741

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2057

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,462.00 (+4.13%)	$336,000 (+3.42%) Land $76,200 Building $259,800	$347,990
2025	$4,285.00 (+10.15%)	$324,900 (+19.76%) Land $71,700 Building $253,200
2023	$3,890.00	$271,300 Land $62,400 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy, Verizon.

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