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43 Ness Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 43 Ness Cir, Saint Augustine, FL 32095 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2022
Square Footage2,865 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2026)
Tax Bill$10,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN023723-3100

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Building Area2,865 sqft Living Area
Gross Area3,515 sqft Gross Area
1st Floor1,410 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area650 sqft Garage
Porch Area172 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address43 NESS CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-7621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description100/12-20 BEACON LAKE PHASE 2B LOT 310 OR5610/165
Legal Range28E
Legal Township05S
Legal Section15
Legal SubdivisionBEACON LAKE PHASE 2B
Legal Phase2B
Legal Block1
Legal Lot Number310
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2031
Census Tract20904

Owner

Source: St. Johns County records · APN 023723-3100

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC.
Apr 22, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC.
Aug 03, 2022Warranty Deed, Subdivision Related Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Jan 21, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2026 · Amount on Record
Deed SaleApr 22, 2026 · Amount on Record
Prior SaleAug 03, 2022 · Amount on Record
Deed Doc Number202634487
Deed Book / Page6349 / 749
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 22, 2026
Property Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621
Document Number0000034487
Book / Page6349 / 749
Instrument DateApr 21, 2026
Instrument2026.34487
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyAMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$466,620.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621

Mortgage

Document Number0000034488,
DateApr 22, 2026
Instrument2026..34488
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC.
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 22, 2026
Property Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621
Document Number0063490749
Book / Page6349 / 749
Instrument DateApr 21, 2026
Instrument2026.34487
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyAMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$466,620.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621

Mortgage

Document Number0000034488,
DateApr 22, 2026
Book Page6349/751
Instrument2026.34488
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC.
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 03, 2022
Property Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621
Document Number0056100165
Book / Page5610 / 165
Map ReferenceMB 100 PG 12-20
Instrument DateJul 28, 2022
Instrument2022075472
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Tax$5,003.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 NESS CIR, ST AUGUSTINE, FL 32095-7621

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 21, 2022
Property Address43 NESS CIR, SAINT AUGUSTINE, FL 32095-7621
Document Number0054740106
Book / Page5474 / 106
Map ReferenceMB 100 PG 12
Instrument DateJan 20, 2022
Instrument2022007209
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,796.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address201 E LAS OLAS BLVD # BLVD1900, BLVD1900, FORT LAUDERDALE, FL 33301-3633

Transferred To (Grantee/Buyer)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$539,497 (-0.57%) Land $120,000 Building $419,497$539,497 (-3.88%) Land $120,000 Building $419,497
2025$10,295.00 (+8.46%) Homeowner's exemption$542,612 (+2.9%)$561,302 (+1.55%) Land $120,000 Building $441,302
2024$9,492.00 (+2.93%) Homeowner's exemption$527,320 (+3%)$552,711 (+7.96%) Land $120,000 Building $432,711
2023$9,222.00 (+121.2%) Homeowner's exemption$511,961 (+437.77%)$511,961 (+437.77%) Land $120,000 Building $391,961
2022$4,169.00$95,200$95,200 Land $95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 565 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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