43 N Richards Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 43 N Richards Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1942
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2019)
Tax Bill	$10,112 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00016-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`18-00016-0000-00014`
Alternative APN	`180001600014`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	43 N RICHARDS AVE
City	SOMERVILLE
State	NJ
Zip	08876-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	RICHARDS PARK
Legal Block	16
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1018
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 N RICHARDS AVE, SOMERVILLE, NJ 08876-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	201923089
Deed Book / Page	7128 / 1260
Record Updated	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 1, 2019
Property Address	43 N RICHARDS AVE, SOMERVILLE, NJ 08876-2727
Document Number	0000023089
Book / Page	7128 / 1260
Map Reference	MAP 14-A
Instrument Date	Jul 1, 2019
Instrument	2019023089
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIRST LEGACY GROUP & ABSTRAC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1385 WASHINGTON VALLEY RD, 1385, BRIDGEWATER, NJ 08807-1499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 N RICHARDS AVE, SOMERVILLE, NJ 08876-2727

Mortgage

Document Number	0000023090
Date	Jul 1, 2019
Instrument	2019023090

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,900 (-) Land $116,100 Building $131,800	$247,900 (-) Land $116,100 Building $131,800
2025	$10,112.00 (+3.19%)	$247,900 (-) Land $116,100 Building $131,800	$247,900 (-) Land $116,100 Building $131,800
2024	$9,799.00 (+5.11%)
2023		$247,900 Land $116,100 Building $131,800	$247,900 Land $116,100 Building $131,800
2022	$9,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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