43 Mountain View Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 43 Mountain View Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 2016
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2023)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:049 B:013 L:038-001`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:049 B:013 L:038-001`
Alternative APN	`4750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	4750
Street Address	43 MOUNTAIN VIEW RD
City	GRAY
State	ME
Zip	04039-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Legal Lot Number	38-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 MOUNTAIN VIEW RD, GRAY, ME 04039-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Dec 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	202345457
Deed Book / Page	40530 / 214
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 19, 2023
Property Address	43 MOUNTAIN VIEW RD, GRAY, ME 04039-9785
Document Number	0405300214
Book / Page	40530 / 214
Instrument Date	Dec 15, 2023
Instrument	45457
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 FIREFLY LN, GRAY, ME 04039-5465

Mortgage

Document Number	0000045458
Date	Dec 19, 2023
Instrument	45458

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 3, 2020
Property Address	43 MOUNTAIN VIEW RD, GRAY, ME 04039-9785
Document Number	0375250030
Book / Page	37525 / 30
Instrument Date	Nov 30, 2020
Instrument	79469
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 N SPENCER RD, SPENCER, MA 01562-1108

Mortgage

Document Number	0000079470
Date	Dec 3, 2020
Instrument	79470

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	43 MOUNTAIN VIEW RD, GRAY, ME 04039-9785
Document Number	0360100040
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MOUNTAIN VIEW RD GRAY ME 040399785, GRAY, ME 04039-9785

Mortgage

Document Number	0360100040
Date	Sep 25, 2019
Book Page	036010/000040
Instrument	47629

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,000.00 (-0.2%)	$619,800 (-) Land $125,000 Building $494,800
2024	$6,012.00 (+4.99%)	$619,800 (+64.32%) Land $125,000 Building $494,800
2023	$5,726.00 (+8.82%)	$377,200 (-) Land $70,000 Building $307,200
2022	$5,262.00	$377,200 Land $70,000 Building $307,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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