43 Mountain Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 43 Mountain Rd, Thurmont, MD 21788 · Last verified August 2026

Property Summary

Property TypeRural Home
Details1.5 ba · 1,232 sqft · built 1991
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on File
Tax Bill$4,057 (2025)
Flood ZoneZone X (minimal risk)
APN15-330643

Property Details

APN / Parcel Number

Primary APN15-330643
Alternative APN
  • 330643

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,904 sqft
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area131,987 sqft
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number330643
Street Address43 MOUNTAIN RD
CityTHURMONT
StateMD
Zip21788-1821
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description3.03 AC MT. RD.
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2063
Census Tract752900

Owner

Source: Frederick County records · APN 15-330643

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address34 MOUNTAIN RD, THURMONT, MD 21788-1820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2009
Deed SaleJun 22, 2009
Deed Document Number200992325
Deed Book / Page7361 / 487
Prior Transfer DateJun 09, 2009
Prior Transfer Doc0073610487
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$322,500 (+9.52%) Land $86,000 Building $236,500$322,500 (-) Land $86,000 Building $236,500
2025$4,057.00 (+4.99%) Homeowner's exemption$294,467 (+23.52%)$322,500 (+35.28%) Land $86,000 Building $236,500
2024$3,864.00 (+5.98%)
2023$3,646.00 Homeowner's exemption$238,400 Land $81,000 Building $157,400$238,400 Land $81,000 Building $157,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217529002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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