43 Mechanic St, Eldred, PA 16731 Property Records

McKean County property record for 43 Mechanic St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	1,258 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual on Record
Last Sale	$95,000 (Feb 2024)
Tax Bill	$1,720 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-003.-225.00`

Property Details

APN / Parcel Number

Primary APN	`07-003.-225.00`
Alternative APN	`010886`

Interior

Building Area	1,258 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	190 ft deep x 68 ft wide

Location & Zoning

Street Address	43 MECHANIC ST
City	ELDRED
State	PA
Zip	16731-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1054-0632
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	5
Census Block	5006
Census Tract	420600

Owner

Source: McKean County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 125, ELDRED, PA 16731-0125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2022	Deed, Transfer · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	2024506
Deed Book / Page	1054 / 632
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Feb 20, 2024
Property Address	43 MECHANIC ST, ELDRED, PA 16731-4531
Document Number	001054/632
Book / Page	1054 / 632
Instrument Date	Feb 19, 2024
Instrument	202400506
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	COLONIAL TITLE, COLONIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 125, ELDRED, PA 16731-0125

Mortgage

Document Number	0202400507
Date	Feb 20, 2024
Instrument	202400507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Nov 18, 2022
Property Address	43 MECHANIC ST, ELDRED, PA 16731-4531
Document Number	01022/1031
Book / Page	1022 / 1031
Instrument Date	Nov 15, 2022
Instrument	202204278
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SWETZER DRIVE, FREEPORT, PA 16229

Mortgage

Document Number	0202204279
Date	Nov 18, 2022
Instrument	202204279

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,720.00 (+9.21%)	$38,830 (-) Land $5,000 Building $33,830
2024	$1,575.00	$38,830 (-) Land $5,000 Building $33,830
2023	$1,575.00	$38,830 Land $5,000 Building $33,830
1998			$38,830 Land $5,000 Building $33,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people · EPA ID PA6420016
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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