Lake County property record for 43 Mebane St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,573 sqft · built 1976 |
| Lot Size | 0.368 acres (16,048 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,943 (Mar 2021) |
| Tax Bill | $3,135 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0500-00E-00105 |
| Primary APN | 13-18-26-0500-00E-00105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,573 sqft Living Area |
| Gross Area | 3,123 sqft |
| 1st Floor Area | 1,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 16,048 sqft (0.368 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1,024 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 324 sqft |
| Deck Area | Deck Area |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1499984 |
|---|---|
| Street Address | 43 MEBANE ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | UMATILLA MITCHENOR'S ADD FROM SW COR OF LOT 1 BLK E RUN S 64DEG 20MIN 10SEC E 158 FT FOR POB RUN N 25DEG 39MIN 50SEC E 75 FT N 64DEG 20MIN 10SEC W 8 FT N 25DEG 39MIN 50SEC E 115 FT S 42DEG 07MIN 58SEC E 105.85 FT S 25DEG 39MIN 50SEC W 150 FT N 64DEG |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | UMATILLA MITCHENORS ADD |
| Legal Tract | 0500 |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 30109 |
43 Mebane St is owned and occupied by an individual who bought it in March 2021.
Source: Lake County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 MEBANE ST, UMATILLA, FL 32784-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Prior Sale | May 19, 2016 · Amount on File |
| Deed Document Number | 202135635 |
| Deed Book / Page | 5665 / 96 |
| Prior Transfer Date | Oct 20, 2015 |
| Prior Transfer Doc | 0046961721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 43 MEBANE ST, UMATILLA, FL 32784-9548 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43 MEBANE ST, UMATILLA, FL 32784-9548 |
| Document Number | 0058791134 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 5879/1134 |
| Instrument | 2022008493 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 43 MEBANE ST, UMATILLA, FL 32784-9548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0053411392 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 5341/1392 |
| Instrument | 2019103719 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,930 (+2.9%) | $322,143 (-) Land $50,000 Building $272,143 | |
| 2025 | $195,270 Land $50,000 Building $145,270 | $322,143 Land $50,000 Building $272,143 | |
| 2024 | $3,135.00 (+4.36%) | ||
| 2023 | $3,004.00 (+4.05%) Homeowner's exemption | $184,250 (+3%) | $245,430 (+9.61%) Land $37,500 Building $207,930 |
| 2022 | $2,887.00 Homeowner's exemption | $178,890 | $223,914 Land $16,250 Building $207,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Mebane St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Mebane St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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