Derby City property record for 43 McLaughlin Ter, #45, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,064 sqft · built 1955 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,936 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:6 B:8 L:22 |
| Primary APN | DERB M:6 B:8 L:22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 3628 |
|---|---|
| Street Address | 43 MCLAUGHLIN TER, 45 |
| City | DERBY |
| State | CT |
| Zip | 06418-2126 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 8 |
| Legal Lot Number | 22 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 120100 |
43 McLaughlin Ter, #45 is owned by an individual who acquired it in August 2020.
Source: Derby City records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MCLAUGHLIN TER, DERBY, CT 06418-2126 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2020 |
| Transfer Doc | 845-277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Apr 19, 2021 |
| Property Address | 43 MCLAUGHLIN TER # 45, 45, DERBY, CT 06418-2126 |
| Document Number | 845-277 |
| Book / Page | 845 / 277 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 759 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 LAWRCE ST, BRISTOL, CT |
The 2025 property tax bill for 43 McLaughlin Ter, #45 was $5,936.
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,936.00 | $137,410 Land $37,510 Building $99,900 | $196,300 Land $53,586 Building $142,714 |
| 2024 | $5,936.00 (+11.92%) | ||
| 2023 | $5,304.00 | $137,410 (-) Land $37,520 Building $99,890 | |
| 2022 | $5,304.00 | $137,410 Land $37,520 Building $99,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 McLaughlin Ter, #45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 McLaughlin Ter, #45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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