43 McClay Rd, Winfield, MO 63389 Property Records

Lincoln County property record for 43 McClay Rd, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,508 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$183,100 (Jan 2017)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-20-04-000-000-035.000`

Property Details

APN / Parcel Number

Primary APN	`13-20-04-000-000-035.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	43 MCCLAY RD
City	WINFIELD
State	MO
Zip	63389-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 DANIEL HOMESITES NO 4
Legal Range	02E
Legal Township	49N
Legal Section	04
Legal Subdivision	DANIEL HOMESITES
Legal Lot Number	25
Jurisdiction	LINCOLN MO
Township / Civil Division	BURR OAK
Census Block Group	3
Census Block	3041
Census Tract	810401

Owner

Source: Lincoln County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 MCCLAY RD, WINFIELD, MO 63389-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 30, 2017	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	2017810
Deed Book / Page	2407 / 392
Prior Transfer Date	May 19, 2015
Prior Transfer Doc	02388/0334
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	43 MCCLAY RD, WINFIELD, MO 63389-2111
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MCCLAY RD, WINFIELD, MO 63389-2111

Mortgage

Document Number	002490/694
Date	May 25, 2023
Book Page	2490/694
Instrument	2023003886

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 30, 2017
Property Address	43 MCCLAY RD, WINFIELD, MO 63389-2111
Document Number	2407/0392
Book / Page	2407 / 0392
Map Reference	MB8 PG63
Instrument Date	Jan 20, 2017
Instrument	2017000810
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 N 3RD ST, 604, ELSBERRY, MO 63343-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29002 WINDY ACRES, JONESBURG, MO 63351-2721

Mortgage

Document Number	2017000811
Date	Jan 30, 2017
Instrument	2017000811

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+5.99%)	$31,493 (+6.45%) Land $2,755 Building $28,738	$165,750 (+6.45%) Land $14,500 Building $151,250
2023	$1,702.00 (+5.45%)	$29,585 Land $2,565 Building $27,020	$155,710 Land $13,500 Building $142,210
2022	$1,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000

May also be available: Wisper ISP.

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