43 McCall St, Flat Rock, NC 28731 Property Records

Henderson County property record for 43 McCall St, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 720 sqft · built 1925
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Tax Bill$629 (2025)
Flood ZoneZone X (minimal risk)
APN9578785152

Property Details

APN / Parcel Number

Primary APN9578785152
Alternative APNs
  • 0108278
  • 108278

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area720 sqft Heated Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number108278
Street Address43 MCCALL ST
CityFLAT ROCK
StateNC
Zip28731-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code108278~R1
Legal DescriptionBLUE RIDGE HEIGHTS LO199,200 PLB-043
Legal SubdivisionBLUE RIDGE HEIGHTS
Legal Block78
Legal Lot Number5152
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3033
Census Tract931000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 MCCALL ST, FLAT ROCK, NC 28731-4737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,200 (-) Land $17,100 Building $95,100
2025$629.00
2023$112,200 Land $17,100 Building $95,100$112,200 Land $17,100 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1994–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on McCall St

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