Garrett County property record for 43 Mallard Loop, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,407 sqft · built 1988 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,000 (Jun 1988) |
| Tax Bill | $2,740 (2026) |
| Deeds & Mortgages | Jan 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-025078 |
| Primary APN | 18-025078 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,407 sqft Total Area |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1,260 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 025078 |
|---|---|
| Street Address | 43 MALLARD LOOP |
| City | OAKLAND |
| State | MD |
| Zip | 21550-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 24829 SQ FT 15' LF LOTS 21 22 SPACE A TURKEY HEAD ESTATES SUB |
| Legal Subdivision | TURKEY HEAD ESTATES SUB |
| Legal Lot Number | 21 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 501 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 MALLARD LOOP, OAKLAND, MD 21550-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 1988 · Amount on Record |
| Deed Sale | Jun 22, 1988 · Amount on Record |
| Deed Book / Page | 513 / 544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 43 MALLARD LOOP, OAKLAND, MD 21550-4830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021810379 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 2181/0379 |
| Name | AL GAR FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 3, 2025 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740.00 (+5.47%) Homeowner's exemption | $333,533 (+33.84%) | $339,400 (+2.66%) Land $104,800 Building $234,600 |
| 2023 | $2,598.00 Homeowner's exemption | $249,200 | $330,600 Land $104,800 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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