Otsego County and Worcester Town property record for 43 Main St, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,554 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 185.13-1-6.00 |
| Primary APN | 366600 185.13-1-6.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|---|
| Lot Width | 62 ft Width |
| Account Number | 480747002 |
|---|---|
| Street Address | 43 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 590702 |
43 Main St is owned and occupied by two individuals.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 MAIN ST, EAST WORCESTER, NY 12064-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 43 Main St was $2,554 with a homeowner's exemption, up 24.5% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (+24.46%) Homeowner's exemption | ||
| 2025 | $2,052.00 | $43,200 Land $3,800 Building $39,400 | $105,109 Land $9,246 Building $95,863 |
| 2023 | $43,200 Land $3,800 Building $39,400 | $93,913 Land $8,261 Building $85,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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