43 Main St, Sheffield, MA 01257 Property Records

Berkshire County and Sheffield Town property record for 43 Main St, Sheffield, MA 01257

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 1880
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2017)
Tax Bill	$5,278 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Refinance + 3 more
APN	`SHEF M:025.0 B:0001 L:0003.1`

Property Details

APN / Parcel Number

Primary APN	`SHEF M:025.0 B:0001 L:0003.1`
Alternative APN	`M:025.0 B:0001 L:0003.A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,171 sqft
Basement Area	768 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 MAIN ST
City	SHEFFIELD
State	MA
Zip	01257-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Block	1
Legal Lot Number	3.1
Jurisdiction	SHEFFIELD MA
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2008
Census Tract	926100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sheffield Center Historic District listed 1989 · 120 contributing resources · NRIS 89002060

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berkshire County and Sheffield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit SALISBURY BANK & TRUST CO
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit SALISBURY BK&TR
Aug 1, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Book / Page	2429 / 148
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEFFIELD MA
Property Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002813-100
Date	Nov 10, 2022
Book Page	2813/100
Instrument	273177

Lender

Name	SALISBURY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEFFIELD MA
Property Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002732-154
Date	Nov 1, 2021
Book Page	2732/154
Instrument	267525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEFFIELD MA
Property Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2732-154
Date	Nov 1, 2021
Book Page	2732/154
Instrument	267525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEFFIELD MA
Property Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Document Number	2459-81
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459-81
Date	Feb 12, 2018
Book Page	002459/000081
Instrument	247600

Lender

Name	SALISBURY BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2038

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHEFFIELD MA
Recording Date	Aug 1, 2017
Property Address	43 MAIN ST, SHEFFIELD, MA 01257-9555
Document Number	2429-148
Book / Page	2429 / 148
Instrument	245107
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MAIN ST, SHEFFIELD, MA 01257-9555

Mortgage

Document Number	24290151
Date	Aug 1, 2017
Instrument	02429/0151

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Berkshire County and Sheffield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Sheffield Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,278.00 (+3.07%)	$435,800 (-) Land $86,300 Building $349,500	$497,207
2024	$5,121.00 (+2.01%)	$435,800 (-) Land $86,300 Building $349,500
2023	$5,020.00	$435,800 Land $86,300 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2011)
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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