Jackson County property record for 43 Main St, Black River Falls, WI 54615
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Last Sale | $189,900 (Nov 2020) |
| Tax Bill | $3,866 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-0496-0000 |
| Primary APN | 206-0496-0000 |
|---|
| Street Address | 43 MAIN ST |
|---|---|
| City | BLACK RIVER FALLS |
| State | WI |
| Zip | 54615-1750 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W 12 OF LOT 5 BLK 9 KNAPP & WILLIAMSON'S PLAT |
| Legal Range | 04W |
| Legal Township | 21N |
| Legal Section | 15 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | KNAPP & WILLIAMSONS ADDN |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON WI |
| Township / Civil Division | BLACK RIVER FALLS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Black River Falls Commercial Historic District listed 2021 · 37 contributing resources · NRIS 100006789 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
43 Main St, a commercial property, is owned by a company that bought it in November 2020 and is owner-occupied.
Source: Jackson County records, as of February 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 385, BLACK RIVER FALLS, WI 54615-0385 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage CO OP CU OF MONTEVIDEO |
| Nov 19, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage WAUMANDEE STATE BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage CO OP CU |
| May 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITY OF BLACK RIVER FALLS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Deed Document Number | 402060 |
| Deed Book / Page | 677 / 954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON WI |
| Property Address | 43 MAIN ST, BLACK RIVER FALLS, WI 54615-1750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 665/154 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 665/154 |
| Instrument | 398457 |
| Name | CO OP CU OF MONTEVIDEO |
|---|---|
| Type | Credit Union |
| Address | CATAWBA, WI 54515 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON WI |
| Recording Date | Nov 19, 2020 |
| Property Address | 43 MAIN ST, BLACK RIVER FALLS, WI 54615-1750 |
| Document Number | 000677/954 |
| Book / Page | 677 / 954 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 402060 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000402061 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 402061 |
| Name | WAUMANDEE STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON WI |
| Property Address | 43 MAIN ST, BLACK RIVER FALLS, WI 54615-1750 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 665/87 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 665/87 |
| Instrument | 398444 |
| Name | CO OP CU |
|---|---|
| Type | Credit Union |
| Address | BLACK RIVER FALLS, WI 54615 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON WI |
| Property Address | 43 MAIN ST, BLACK RIVER FALLS, WI 54615-1750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 641/0234 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 641/0234 |
| Instrument | 390867 |
| Name | CITY OF BLACK RIVER FALLS |
|---|---|
| Type | Government Agency |
| Address | MENOMONIE, WI 54751 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 43 Main St was $3,866 with an additional exemption.
Source: Jackson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jackson County |
| Municipality | Black River Falls City |
| Unified School District | Black River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,866.00 Additional exemption filed | $210,200 Land $12,000 Building $198,200 | $225,400 |
| 2023 | $145,800 Land $8,900 Building $136,900 | $209,000 | |
| 2021 | $3,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK RIVER FALLS WATERWORKS serves 3,608 people · EPA ID WI6270244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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