43 Lumen Loop, Freeport, FL 32439 Property Records

Walton County property record for 43 Lumen Loop, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2025
Square Footage	2,403 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$507,800 (2025)
Tax Bill	$902.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23026-000-0840`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,403 sqft Living Area
Gross Area	3,140 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2025
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	14 ft x 6.3 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	43 LUMEN LOOP
City	FREEPORT
State	FL
Zip	32439-3067
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 84 STARBURST AT HAMMOCK BAY PHASE I PB 25-81
Legal Phase	1
Legal Lot Number	84
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2066
Census Tract	950502

Owner

Source: Walton County records · APN 30-1S-19-23026-000-0840

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	43 LUMEN LOOP, FREEPORT, FL 32439-3067
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2025 · Amount on Record
Deed Sale	Nov 06, 2025 · Amount on Record
Deed Doc Number	20250041222
Deed Book / Page	3376 / 4776
Record Refreshed	Jun 08, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 06, 2025
Property Address	43 LUMEN LOOP, FREEPORT, FL 32439-3067
Document Number	0033764776
Book / Page	3376 / 4776
Map Reference	MB 25 PG 81
Instrument Date	Nov 06, 2025
Instrument	20250041222
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 02, 2026
Title Company	DSLD TITLE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,554.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN STE 100, 100, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LUMEN LOOP, FREEPORT, FL 32439-3067

Mortgage

Document Number	0033764778
Date	Nov 06, 2025
Instrument	3376/4778

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,000 (-) Land $69,000	$69,000 (-) Land $69,000
2024	$902.00	$69,000 Land $69,000	$69,000 Land $69,000

Flood & Wildfire

43 Lumen Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 73rd percentile of exposed land nationally · 58th in Florida
Wildfire Likelihood	Moderate — about 1 in 441 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.