43 Lumar Rd, Lawrence Township, NJ 08648 Property Records

Mercer County and Lawrence Township property record for 43 Lumar Rd, Lawrence Township, NJ 08648

Property Summary

Property Type	Single Family Home
Details	1,410 sqft · built 1958
Lot Size	0.17 acres (7,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Aug 2021)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03004-0000-00086`

Property Details

APN / Parcel Number

Primary APN	`07-03004-0000-00086`
Alternative APNs	`0700249000000025` `070300400086`

Interior

Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	7,407 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0700249000000025
Street Address	43 LUMAR RD
City	LAWRENCE TOWNSHIP
State	NJ
Zip	08648-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	NASSAU ESTATES SEC 5
Legal Block	3004
Legal Lot Number	86
Jurisdiction	MERCER NJ
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2011
Census Tract	3202

Owner

Source: Mercer County and Lawrence Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 13, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage UIF CORPORATION
Jun 19, 2019	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	202149237
Deed Book / Page	6452 / 877
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	43 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3139
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LUMAR RD, LINCOLN TOWNSHIP, NJ

Mortgage

Document Number	0000027657
Date	May 3, 2021
Book Page	11610/1424
Instrument	2021027657

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jul 1, 2049

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Aug 13, 2021
Property Address	43 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3139
Document Number	0000049237
Book / Page	6452 / 877
Instrument Date	Jun 16, 2021
Instrument	2021049237
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,783.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 LUMAR RD, 43, LAWRENCE TOWNSHIP, NJ 08648-3139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3139

Mortgage

Document Number	0000049238
Date	Aug 13, 2021
Instrument	2021049238

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 19, 2019
Property Address	43 LUMAR RD, LAWRENCE TOWNSHIP, NJ 08648-3139
Document Number	0000025426
Book / Page	006371 / 000097
Instrument Date	Jun 11, 2019
Instrument	25426
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 LUMAR RD LAWRENCEVILLE NJ 086483139, LAWRENCEVILLE, NJ 08648-3139

Mortgage

Document Number	25427
Date	Jun 19, 2019
Book Page	011414/000647
Instrument	25427

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Mercer County and Lawrence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Lawrence Township
Unified School District	Lawrence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,100 (-) Land $83,300 Building $154,800	$238,100 (-) Land $83,300 Building $154,800
2025	$7,536.00 (+2.17%)	$238,100 (-) Land $83,300 Building $154,800	$238,100 (-) Land $83,300 Building $154,800
2024	$7,376.00 (+3.93%)
2023		$238,100 (-) Land $83,300 Building $154,800	$238,100 (-) Land $83,300 Building $154,800
2022	$7,097.00 (+1.28%)	$238,100 Land $83,300 Building $154,800	$238,100 Land $83,300 Building $154,800
2021	$7,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1980–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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