43 Luke St, Prospect, CT 06712 Property Records

Prospect Town property record for 43 Luke St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,724 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2019)
Tax Bill	$11,650 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0006200`

Property Details

APN / Parcel Number

Primary APN	`A0006200`
Alternative APN	`PROS M:114 B:83 L:43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,866 sqft
Basement Area	1,142 sqft
Unfinished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0006200
Street Address	43 LUKE ST
City	PROSPECT
State	CT
Zip	06712-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	83
Legal Lot Number	43
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2021
Census Tract	347100

Owner

43 Luke St is owned and occupied by two individuals who bought it in October 2019.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 LUKE ST, PROSPECT, CT 06712-1428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Aug 30, 2001 · Amount on File
Deed Book / Page	846 / 188
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 3, 2019
Property Address	43 LUKE ST, PROSPECT, CT 06712-1428
Document Number	846-188
Book / Page	846 / 188
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	846191
Date	Oct 3, 2019
Instrument	846/191

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Luke St was $11,650, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,650.00 (+11.33%)	$409,220 (-) Land $102,900 Building $306,320	$615,828 (+114.98%)
2025	$10,464.00	$409,220 Land $102,900 Building $306,320	$286,454 Land $72,030 Building $214,424
2024	$10,464.00 (+32.99%)
2023	$7,868.00 (-0.09%)	$246,490 (-) Land $102,900 Building $143,590
2022	$7,875.00	$246,490 Land $102,900 Building $143,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Luke St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Luke St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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