43 Lily Pond Ln, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 43 Lily Pond Ln, Weldon Spring, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,557 sqft · built 1994
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Company Names on Record
Last Sale	$1,325,000 (Dec 2023)
Tax Bill	$10,761 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A943000535`

Property Details

APN / Parcel Number

Primary APN	`A943000535`
Alternative APN	`3-0041-6970-00-0602.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,557 sqft Living Area
Gross Area	8,158 sqft
1st Floor Area	3,705 sqft
Basement Area	3,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	432 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943000535
Street Address	43 LILY POND LN
City	WELDON SPRING
State	MO
Zip	63304-0542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITMOOR COUNTRY CLUB #9 LOT 602
Legal Subdivision	WHITMOOR COUNTRY CLUB #9
Legal Lot Number	602
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311103

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Intrafamily Transfer, Transfer
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
May 23, 2023	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Prior Sale	Oct 11, 2018
Deed Document Number	202350520
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	0000209360
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 4, 2026
Property Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542
Document Number	0000009863
Map Reference	MB 31 PG 187
Instrument Date	Mar 2, 2026
Instrument	2026R-009863
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542

Mortgage

Document Number	0000053233
Date	Sep 28, 2022
Instrument	2022R-053233

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	Other
Margin	3
Max Rate	8.75%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12655 OLIVE BLVD 250, 250, SAINT LOUIS, MO 63141-6343

Mortgage

Document Number	0000019631
Date	May 23, 2023
Instrument	2023R-019631

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 13, 2023
Property Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542
Document Number	0000050520
Map Reference	MB 31 PG 187
Instrument Date	Dec 6, 2023
Instrument	2023R-050520
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 ROSSLARE DR, WELDON SPRING, MO 63304-0304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 LILY POND LN, WELDON SPRING, MO 63304-0542

Mortgage

Document Number	0000050521
Date	Dec 13, 2023
Instrument	2023R-050521

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Weldon Spring City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,190 (-)	$958,891 (-) Land $181,340 Building $777,551
2025	$10,761.00	$182,190 (+20.86%)	$958,891 (+20.86%) Land $181,340 Building $777,551
2023		$150,740
2022			$793,366 Land $163,206 Building $630,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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