43 Liberty St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 43 Liberty St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,436 sqft · built 1955
Lot Size	0.432 acres (18,800 sqft)
Owner	2 Individual Names on File
Last Sale	$574,900 (Jan 2022)
Tax Bill	$8,492 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0019 B:0000 L:0083`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0019 B:0000 L:0083`
Alternative APN	`MDLT M:0019 B:0000 L:0083`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,436 sqft Living Area
Gross Area	2,622 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,800 sqft (0.432 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 LIBERTY ST
City	MIDDLETON
State	MA
Zip	01949-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	MIDDLETON
Legal Lot Number	83
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3021
Census Tract	212101

Owner

43 Liberty St is owned and occupied by two individuals who bought it in January 2022.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 30, 2019	Quit Claim Deed, Transfer · Conventional with PMI LEADER BK NA
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Book / Page	40629 / 85
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 3, 2022
Property Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Document Number	0040629-85
Book / Page	40629 / 85
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	0004062988
Date	Jan 3, 2022
Instrument	40629/88

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35968-302
Date	Jun 26, 2017
Book Page	35968/302
Instrument	49

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39107-390
Date	Oct 27, 2020
Book Page	39107/390
Instrument	20201027006590

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Aug 30, 2019
Property Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Document Number	37798-533
Book / Page	037798 / 000533
Instrument Date	Aug 29, 2019
Instrument	1908295430
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.08
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 LIBERTY ST MIDDLETON MA 019491805, MIDDLETON, MA 01949-1805

Mortgage

Document Number	37803-449
Date	Aug 30, 2019
Book Page	037803/000449
Instrument	1908304890

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Feb 5, 2018
Property Address	43 LIBERTY ST, MIDDLETON, MA 01949-1805
Document Number	36516-116
Book / Page	036516 / 000116
Instrument Date	Dec 28, 2017
Instrument	1802053220
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43 LIBERTY ST MIDDLETON MA 019491805, MIDDLETON, MA 01949-1805

Tax Assessment & Valuation

The 2026 property tax bill for 43 Liberty St was $8,492, up 9.5% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,492.00 (+9.55%)	$674,500 (+3.45%) Land $368,200 Building $304,200	$669,625 (-1.61%)
2025	$7,752.00 (+2.11%)	$652,000 (+1.26%) Land $368,200 Building $283,800	$680,580
2024	$7,592.00 (+7.23%)	$643,900 (+17.05%) Land $342,100 Building $301,800
2023	$7,080.00	$550,100 Land $342,100 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Liberty St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Liberty St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures