Charles County property record for 43 Keepsake Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,368 sqft · built 1980 |
| Lot Size | 0.036 acres (1,546 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Aug 2018) |
| Tax Bill | $7,746 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-110274 |
| Primary APN | 06-110274 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 722 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,546 sqft (0.036 acres) |
| Deck Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 110274 |
|---|---|
| Street Address | 43 KEEPSAKE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2254 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 77 PLAT 7 ADAMS LANDING-WAKEFIELD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850905 |
Source: Charles County records · APN 06-110274
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 KEEPSAKE PL, WALDORF, MD 20602-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 09, 2018 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Feb 17, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2018 · Amount on Record |
| Deed Sale | Aug 09, 2018 · Amount on Record |
| Prior Sale | Dec 31, 2008 · Amount on Record |
| Deed Book / Page | 10356 / 483 |
| Prior Transfer Date | Feb 02, 2017 |
| Prior Transfer Doc | 0097360158 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 43 KEEPSAKE PL, WALDORF, MD 20602-2254 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0118320245 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 11832/245 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 09, 2018 |
| Property Address | 43 KEEPSAKE PL, WALDORF, MD 20602-2254 |
| Document Number | 0103560483 |
| Book / Page | 10356 / 483 |
| Map Reference | MB PCM28 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,417.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 43 KEEPSAKE PL, WALDORF, MD 20602-2254 |
| Document Number | 0010356492 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 10356/492 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 17, 2017 |
| Property Address | 43 KEEPSAKE PL, WALDORF, MD 20602-2254 |
| Document Number | 0097360158 |
| Book / Page | 009736 / 000158 |
| Instrument Date | Feb 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 KEEPSAKE PL #PLS WALDORF MD 206022254, WALDORF, MD 20602-2254 |
| Document Number | 97360164 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 009736/000164 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,746.00 (+151.09%) | $240,167 (+14.18%) | $269,900 (+19.8%) Land $95,000 Building $174,900 |
| 2023 | $3,085.00 (+26.07%) | $210,333 (+7.66%) | $225,300 (-) Land $90,000 Building $135,300 |
| 2022 | $2,447.00 | $195,367 | $225,300 Land $90,000 Building $135,300 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 435 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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