43 Julia Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 43 Julia Ave, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1960
Lot Size	0.304 acres (13,231 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Apr 1989)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Mar 2020 Refinance Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`305-00002`

Property Details

APN / Parcel Number

Primary APN	`305-00002`
Alternative APN	`CHIC M:0305 P:00002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	3,044 sqft
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,231 sqft (0.304 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	305-00002
Street Address	43 JULIA AVE
City	CHICOPEE
State	MA
Zip	01020-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records · APN 305-00002

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 JULIA AVE, CHICOPEE, MA 01020-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 1989 · Amount on Record
Deed Sale	Apr 25, 1989 · Amount on Record
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	43 JULIA AVE, CHICOPEE, MA 01020-1035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23115-329
Date	Mar 05, 2020
Book Page	23115/329
Instrument	12376

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	43 JULIA AVE, CHICOPEE, MA 01020-1035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23498-105
Date	Oct 27, 2020
Book Page	23498/105
Instrument	62556

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 (+5.24%)	$296,600 (+2.49%) Land $112,500 Building $184,100	$288,230
2024	$4,272.00 (+5.4%)	$289,400 (+8.19%) Land $110,300 Building $179,100
2023	$4,053.00	$267,500 Land $100,300 Building $167,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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