Clay County property record for 43 Jones Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,979 sqft · built 1970 |
| Lot Size | 0.396 acres (17,290 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $491 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083A312B 0100000 |
| Primary APN | 083A312B 0100000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,979 sqft Finished Area |
| 1st Floor Area | 1,797 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 17,290 sqft |
| Utility Building | 192 sqft |
| Street Address | 43 JONES CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN COLONY SUB LOT 9 PT 1 DB 208/282 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHERN COLONY SUB |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950400 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 JONES CIR, WEST POINT, MS 39773-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 43 JONES CIR, WEST POINT, MS 39773-9459 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000546/916 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 546/916 |
| Instrument | 2022003908 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 25, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 43 JONES CIR, WEST POINT, MS 39773-9459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 535/3 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 535/3 |
| Instrument | 2021004102 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491.00 (-56.04%) Additional exemption filed | $11,182 (-) Land $1,200 Building $9,982 | $111,822 (-) Land $12,000 Building $99,822 |
| 2024 | $11,182 (+18.09%) Land $1,200 Building $9,982 | $111,822 (+18.1%) Land $12,000 Building $99,822 | |
| 2023 | $1,117.00 (+0.99%) Additional exemption filed | $9,469 Land $1,200 Building $8,269 | $94,686 Land $12,000 Building $82,686 |
| 2022 | $1,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1979–1991) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN TRIANGLE WATER ASSN #1 public/private · serves 2,033 people · EPA ID MS0130018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures