43 Hosmer St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 43 Hosmer St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,351 sqft · built 1982
Lot Size	0.661 acres (28,814 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2025)
Tax Bill	$14,041 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00G4 B:0109 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00G4 B:0109 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	4,485 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,814 sqft (0.661 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	43 HOSMER ST
City	ACTON
State	MA
Zip	01720-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	109
Legal Lot Number	1
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	4
Census Block	4010
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G4 B:0109 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 HOSMER ST, ACTON, MA 01720-5532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2025 · Amount on Record
Deed Sale	Jun 06, 2025 · Amount on Record
Prior Sale	Aug 04, 2000 · Amount on Record
Deed Book / Page	84195 / 160
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 06, 2025
Property Address	43 HOSMER ST, ACTON, MA 01720-5532
Document Number	084195-160
Book / Page	84195 / 160
Instrument Date	Jun 06, 2025
Instrument	63865
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 HOSMER ST, ACTON, MA 01720-5532

Mortgage

Document Number	0000063866
Date	Jun 06, 2025
Instrument	63866

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 01, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,041.00 (+7.08%)	$818,700 (+4.08%) Land $317,400 Building $501,300	$919,980 (-1.02%)
2024	$13,113.00 (-1.46%)	$786,600 (+3.8%) Land $317,400 Building $469,200	$929,480
2023	$13,307.00	$757,800 Land $288,600 Building $469,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.