Union County and Berkeley Heights Township property record for 43 Hilltop Ave, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,744 sqft · built 1962 |
| Lot Size | 0.878 acres (38,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Sep 1996) |
| Tax Bill | $13,555 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02901-0000-00009 |
| Primary APN | 01-02901-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 38,246 sqft (0.878 acres) |
| Lot Dimensions | 450 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 43 HILLTOP AVE |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | HILLTOP FARMS |
| Legal Block | 2901 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 38202 |
43 Hilltop Ave is owned and occupied by two individuals who bought it in September 1996.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 HILLTOP AVE, BERKELEY HEIGHTS, NJ 07922-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1996 · Amount on File |
| Deed Sale | Sep 18, 1996 · Amount on File |
| Deed Document Number | 199632003 |
| Deed Book / Page | 4433 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 43 HILLTOP AVE, BERKELEY HEIGHTS, NJ 07922-2415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0150862724 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 15086/2724 |
| Instrument | 23585 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
The 2025 property tax bill for 43 Hilltop Ave was $13,555, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,000 (-) Land $165,100 Building $142,900 | $308,000 (-) Land $165,100 Building $142,900 | |
| 2025 | $13,555.00 (+2.67%) | $308,000 Land $165,100 Building $142,900 | $308,000 Land $165,100 Building $142,900 |
| 2024 | $13,203.00 | ||
| 2023 | $308,000 Land $165,100 Building $142,900 | $308,000 Land $165,100 Building $142,900 | |
| 2022 | $12,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Hilltop Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (1979–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Hilltop Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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