43 Hill Ave, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 43 Hill Ave, Montgomery, NY 12549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,758 sqft · built 2003
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,660 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-1-89.13`

Property Details

APN / Parcel Number

Primary APN	`11-1-89.13`
Alternative APNs	`428901100000010891300000` `334289 11-1-89.13`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	4,186 sqft
1st Floor Area	1,300 sqft
2nd Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	252,648 sqft (5.8 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	1,066 sqft
Patio Area	416 sqft
Shed	1 Shed
Gazebo	Gazebo
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	11-1-89.13
Street Address	43 HILL AVE
City	MONTGOMERY
State	NY
Zip	12549-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	LOT 3A ZYLSTRA SUB MAP 7-FILED 1/20/04 U/C PARTIALSUBJECT TO ROLLBACK TAXES
Legal Subdivision	ZYLSTRA
Legal Block	1
Legal Lot Number	89.13
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1023
Census Tract	10601

Owner

43 Hill Ave is owned and occupied by two individuals.

Source: Orange County and Montgomery Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 HILL AVE, MONTGOMERY, NY 12549-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	43 HILL AVE, MONTGOMERY, NY 12549-2031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042870
Date	Jun 20, 2017
Book Page	0000014247/0000000049
Instrument	20170042870

Lender

Name	WALDEN FEDERAL SAVINGS BANK

Agreement

Amount	Amount on Record
Term	295 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,200 Land $57,500 Building $206,700	$714,100
2024	$12,660.00
2023		$264,200 (+0.76%) Land $57,500 Building $206,700	$629,000 (+17.55%) Land $136,894 Building $492,106
2022		$262,200 Land $57,500 Building $204,700	$535,100 Land $117,346 Building $417,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Hill Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Hill Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35