Westerly Town property record for 43 Highland Ave, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,271 sqft · built 1907 |
| Lot Size | 0.168 acres (7,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2021) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:260 |
| Primary APN | WEST M:57 B:260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 3,622 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,307 sqft (0.168 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 18113505 |
|---|---|
| Street Address | 43 HIGHLAND AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1957 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 260 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50801 |
43 Highland Ave, a duplex, is owned by two individuals who bought it in September 2021.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 HIGH ST, WESTERLY, RI 02891-1984 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage THE WASHINGTON TRUST CO OF WESTERLY |
| Sep 15, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 20215182 |
| Deed Book / Page | 2021 / 23198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 43 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-15817 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 2025/15817 |
| Instrument | 2025-3818 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 15, 2021 |
| Property Address | 43 HIGHLAND AVE, WESTERLY, RI 02891-1957 |
| Document Number | 2021-23198 |
| Book / Page | 2021 / 23198 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-5182 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 35 HIGH ST, WESTERLY, RI 02891-1984 |
The 2025 property tax bill for 43 Highland Ave was $4,605.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 | $591,900 Land $159,800 Building $432,100 | $512,002 |
| 2023 | $2,196.00 (-19.62%) | $216,100 (-20.11%) Land $114,300 Building $101,800 | |
| 2022 | $2,732.00 | $270,500 Land $114,300 Building $156,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Highland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Highland Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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