Middlesex County and Ayer Town property record for 43 Highland Ave, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 1920 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $641,000 (Jul 2023) |
| Tax Bill | $8,176 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:027 B:0000 L:0191 |
| Primary APN | AYER M:027 B:0000 L:0191 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 43 HIGHLAND AVE |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 191 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Nov 23, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA) |
| Nov 21, 2022 | Other, Transfer |
| Aug 24, 2022 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2022 · Amount on Record |
| Deed Book / Page | 81761 / 132 |
| Prior Transfer Date | Nov 22, 2022 |
| Prior Transfer Doc | 080982-371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jul 12, 2023 |
| Property Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Document Number | 081761-132 |
| Book / Page | 81761 / 132 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 76362 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Document Number | 0000076363 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 76363 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 23, 2022 |
| Property Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Document Number | 080982-371 |
| Book / Page | 80982 / 371 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 172601 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WINTHROP AVE, AYER, MA 01432-1910 |
| Document Number | 0000172604 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 172604 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Other |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 21, 2022 |
| Property Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Document Number | 080970-387 |
| Book / Page | 80970 / 387 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 171183 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WINTHROP AVE, AYER, MA 01432-1910 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 24, 2022 |
| Property Address | 43 HIGHLAND AVE, AYER, MA 01432-1921 |
| Document Number | 080622-395 |
| Book / Page | 80622 / 395 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 129797 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7114 E STETSON DR STE 250, 250, SCOTTSDALE, AZ 85251-3264 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,176.00 (+92.11%) | $683,600 (+99.47%) Land $145,800 Building $537,800 | $678,110 (+9.82%) |
| 2024 | $617,500 | ||
| 2023 | $4,256.00 | $342,700 Land $156,500 Building $186,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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