Rockland County and Haverstraw Town property record for 43 High St, Garnerville, NY 10923
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1958 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Company Name on Record |
| Last Sale | $485,000 (May 2023) |
| Tax Bill | $13,982 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.10-1-24 |
| Primary APN | 392203 26.10-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 90 ft deep x 229 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Canopy | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008011 |
|---|---|
| Street Address | 43 HIGH ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1401 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 361 |
| Legal Description | 41.-13-1 |
| Legal Block | 1 |
| Legal Lot Number | 24.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 ASHER DR, SPRING VALLEY, NY 10977-2786 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDING LLC |
| Jun 27, 2023 | Bargain and Sale Deed, Transfer |
| May 18, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Dec 9, 2021 | Bargain and Sale Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jul 6, 2021 · Amount on Record |
| Deed Document Number | 20232023-00015580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 43 HIGH ST, GARNERVILLE, NY 10923-1401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000052239 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-00052239 |
| Name | COMMERCIAL LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 27, 2023 |
| Property Address | 43 HIGH ST, GARNERVILLE, NY 10923-1401 |
| Document Number | 0000019609 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023-00019609 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ASHER DR, SPRING VALLEY, NY 10977-2786 |
| Name | Verified Name |
|---|---|
| Address | 3 ASHER DR, SPRING VALLEY, NY 10977-2786 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 18, 2023 |
| Property Address | 43 HIGH ST, GARNERVILLE, NY 10923-1401 |
| Document Number | 0000015580 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023-00015580 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | LAND TRACK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1048 E 2ND ST, BROOKLYN, NY 11230-3342 |
| Name | Verified Name |
|---|---|
| Address | 3 ASHER DR, SPRING VALLEY, NY 10977-2786 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015581 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023-00015581 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 7.38% |
| Max Rate At Change | 12.3% |
| Index | Other |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 9, 2021 |
| Property Address | 43 HIGH ST, GARNERVILLE, NY 10923-1401 |
| Document Number | 0000052240 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-00052240 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 SALVATORE DR, 25, LAKEWOOD, NJ 08701-5898 |
| Name | Verified Name |
|---|---|
| Address | 1048 E 2ND ST, BROOKLYN, NY 11230-3342 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,982.00 | $189,000 (-) Land $74,000 Building $115,000 | $324,400 (+5.2%) |
| 2023 | $189,000 (-) Land $74,000 Building $115,000 | $308,370 (+16.04%) Land $120,737 Building $187,633 | |
| 2022 | $189,000 Land $74,000 Building $115,000 | $265,748 Land $104,049 Building $161,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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