43 High St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 43 High St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,528 sqft
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Feb 2018)
Tax Bill	$12,647 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:031`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:031`
Alternative APN	`2860`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Slate
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2860
Street Address	43 HIGH ST
City	BELFAST
State	ME
Zip	04915-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	31
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4013
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street Historic District listed 1978 · 50 contributing resources · NRIS 78000331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 HIGH ST, BELFAST, ME 04915-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	20181294
Deed Book / Page	04244 / 0171
Record Updated	Sep 20, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELFAST ME
Recording Date	Feb 13, 2018
Property Address	43 HIGH ST, BELFAST, ME 04915-6245
Document Number	0042440171
Book / Page	004244 / 000171
Instrument Date	Feb 9, 2018
Instrument	1294
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 PINE ST WINDSOR VT 050891212, WINDSOR, VT 05089-1212

Mortgage

Document Number	42440174
Date	Feb 13, 2018
Book Page	004244/000174
Instrument	1295

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,647.00 (+6.46%)	$774,000 (+0.34%) Land $195,900 Building $578,100
2024	$11,880.00 (+27.19%)	$771,400 (+66%) Land $195,900 Building $575,500
2023	$9,340.00 (-2.27%)	$464,700 (+4.05%) Land $105,000 Building $359,700
2022	$9,557.00	$446,600 Land $105,000 Building $341,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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