43 High Ridge Dr, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 43 High Ridge Dr, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 2000
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$432,000 (Jan 2020)
Tax Bill	$4,763 (2025)
Deeds & Mortgages	May 2024 Refinance Jun 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:15.0 P:211`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:15.0 P:211`
Alternative APNs	`M:015.0 P:211.00 D:02` `3001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,414 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3001
Street Address	43 HIGH RIDGE DR
City	BUZZARDS BAY
State	MA
Zip	02532-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1010
Census Tract	13700

Owner

43 High Ridge Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 HIGH RIDGE DR, BUZZARDS BAY, MA 02532-5674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jun 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Jan 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	2020566
Deed Book / Page	32601 / 48
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	43 HIGH RIDGE DR, BOURNE, MA 02532-5674
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036351-92
Date	May 7, 2024
Book Page	36351/92
Instrument	17464

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	43 HIGH RIDGE DR, BOURNE, MA 02532-5674
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036439-160
Date	Jun 26, 2024
Book Page	36439/160
Instrument	25030

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	43 HIGH RIDGE DR, BOURNE, MA 02532-5674
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32801-115
Date	Apr 1, 2020
Book Page	32801/115
Instrument	16170

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Jan 6, 2020
Property Address	43 HIGH RIDGE DR, BOURNE, MA 02532-5674
Document Number	32601-48
Book / Page	32601 / 48
Instrument Date	Jan 6, 2020
Instrument	566
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 VILLAGE GREEN DR, SAGAMORE BEACH, MA 02562-2330

Mortgage

Document Number	567
Date	Jan 6, 2020
Instrument	567

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 43 High Ridge Dr was $4,763, up 1.5% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,763.00 (+1.49%)	$609,900 (+4.22%) Land $213,700 Building $396,200	$665,285
2024	$4,693.00 (-1.05%)	$585,200 (+8.69%) Land $203,500 Building $381,700
2023	$4,743.00	$538,400 Land $196,500 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 High Ridge Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 High Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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