Westerly Town property record for 43 Haversham Rd, #45, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 4,431 sqft · built 2017 |
| Lot Size | 2 acres (87,443 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $21,762 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:145 B:14 |
| Primary APN | WEST M:145 B:14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,431 sqft Living Area |
| Gross Area | 8,251 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 87,443 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Geothermal |
| Heating Fuel | Gas |
| Account Number | 4013005 |
|---|---|
| Street Address | 43 HAVERSHAM RD, 45 |
| City | WESTERLY |
| State | RI |
| Zip | 02891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 51000 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 HAVERSHAM RD, WESTERLY, RI 02891-4603 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 43-45 HAVERSHAM RD, WESTERLY, RI 02891 |
| Document Number | 2019-6973 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43-45 HAVERSHAM RD WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Number | 2019-6973 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 002019/006973 |
| Instrument | 1803 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,762.00 (+7.73%) | $3,060,700 (+45.76%) Land $1,115,700 Building $1,945,000 |
| 2023 | $20,200.00 (+0.63%) | $2,099,800 (-) Land $806,400 Building $1,293,400 |
| 2022 | $20,074.00 | $2,099,800 Land $806,400 Building $1,293,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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