43 Harrop Ave, Warwick, RI 02886 Property Records

Warwick City property record for 43 Harrop Ave, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,578 sqft · built 1998
Lot Size0.183 acres (7,989 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jun 2019)
Tax Bill$5,220 (2025)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN24401510000

Property Details

APN / Parcel Number

Primary APN24401510000
Alternative APNs
  • WARW M:244 B:0151 L:0000
  • 105705

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Gross Area2,298 sqft
1st Floor Area780 sqft
Basement Area585 sqft
Unfinished Basement585 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,989 sqft (0.183 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number105705
Street Address43 HARROP AVE
CityWARWICK
StateRI
Zip02886-7213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block151
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1007
Census Tract22000

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 HARROP AVE, WARWICK, RI 02886-7213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Sep 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Jun 3, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Prior SaleMar 25, 2016 · Amount on Record
Deed Document Number20197117
Deed Book / Page9280 / 7
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address43 HARROP AVE, WARWICK, RI 02886-7213
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009944-47
DateSep 7, 2021
Book Page9944/47
Instrument18082
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address43 HARROP AVE, WARWICK, RI 02886-7213
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9944-47
DateSep 7, 2021
Book Page9944/47
Instrument18082
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJun 3, 2019
Property Address43 HARROP AVE, WARWICK, RI 02886-7213
Document Number9280-7
Book / Page9280 / 7
Instrument DateJun 3, 2019
Instrument7117
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 HARROP AVE, WARWICK, RI 02886-7213

Mortgage

Document Number7118
DateJun 3, 2019
Instrument7118
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,220.00 (-0.55%)$411,000 (+11.11%) Land $117,100 Building $293,900
2024$385,985
2023$5,249.00 (-1.15%)$369,900 (+30.48%) Land $104,300 Building $265,600
2022$5,310.00$283,500 Land $76,300 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims20 (1978–2024)
Claims Outside the SFHA2 of 20
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 5 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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