Nassau County and Long Beach City property record for 43 Harmon St, Long Beach, NY 11561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,257 sqft · built 1953 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,999 (Sep 2025) |
| Tax Bill | $10,948 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 59-227-00-0031 |
| Primary APN | 59-227-00-0031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 4,560 sqft (0.105 acres) |
| Lot Dimensions | 57 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 490 sqft |
| Patio Area | 844 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 59227 00310 |
|---|---|
| Street Address | 43 HARMON ST |
| City | LONG BEACH |
| State | NY |
| Zip | 11561-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-32 |
| Legal Subdivision | CANALS/LIDO LONG BEACH |
| Legal Block | 227 |
| Legal Lot Number | 31-32 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 416801 |
43 Harmon St is owned and occupied by two individuals who bought it in September 2025.
Source: Nassau County and Long Beach City records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 HARMON ST, LONG BEACH, NY 11561-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Aug 25, 2000 · Amount on File |
| Deed Document Number | 202559448 |
| Deed Book / Page | D14668 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 19, 2025 |
| Property Address | 43 HARMON ST, LONG BEACH, NY 11561-2707 |
| Document Number | D146680446 |
| Book / Page | D14668 / 446 |
| Map Reference | MAP 554 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-59448 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 PRINCETON ST, ROSLYN HEIGHTS, NY 11577-2451 |
| Name | Verified Name |
|---|---|
| Address | 43 HARMON ST, LONG BEACH, NY 11561-2707 |
| Document Number | 0202559449 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-59449 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 43 HARMON ST, LONG BEACH, NY 11561-2707 |
| Document Number | 0419950201 |
| Book / Page | 041995 / 000201 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 43 HARMON ST LONG BEACH NY 115612707, LONG BEACH, NY 11561-2707 |
| Document Number | 0419950201 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 041995/000201 |
| Instrument | 28217 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2032 |
The 2025 property tax bill for 43 Harmon St was $10,948.
Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| Municipality | Long Beach City |
| Unified School District | Long Beach City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $803 (-) Land $270 Building $533 | $803,000 (-) | |
| 2025 | $10,948.00 Senior Citizen's exemption | $803 Land $270 Building $533 | $803,000 |
| 2023 | $10,625.00 Homeowner's exemption | $803 Land $270 Building $533 | $803,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Harmon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 299 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 299 in force |
| Nearby Flood Claims | 454 (1978–2023) |
| Claims Outside the SFHA | 19 of 454 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Harmon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH CITY serves 35,000 people · EPA ID NY2902834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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