St. Johns County property record for 43 Grady Ct, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,023 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $506,700 (Oct 2021) |
| Tax Bill | $9,664 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010013-2800 |
| Primary APN | 010013-2800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,023 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43 GRADY CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101/48-51 SHEARWATER PHASE 2B-4 LOT 280 OR5395/1874 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 2B-4 |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 280 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010013-2800
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 GRADY CT, SAINT AUGUSTINE, FL 32092-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 18, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 2021113133 |
| Deed Book / Page | 5395 / 1874 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 43 GRADY CT, SAINT AUGUSTINE, FL 32092-0074 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43 GRANADA ST, SAINT AUGUSTINE, FL 32084-4300 |
| Document Number | 0056311153 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 5631/1153 |
| Instrument | 2022086608 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 23, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 43 GRADY CT, SAINT AUGUSTINE, FL 32092-0074 |
| Document Number | 0053951874 |
| Book / Page | 5395 / 1874 |
| Map Reference | MB 101 PG 48-51 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021113133 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,546.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, PONTE VEDRA BEACH, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 43 GRADY CT, SAINT AUGUSTINE, FL 32092-0074 |
| Document Number | 0053951876 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 5395/1876 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,346 (-1.66%) Land $135,000 Building $389,346 | $524,346 (-1.66%) Land $135,000 Building $389,346 | |
| 2025 | $9,664.00 (+7.58%) Homeowner's exemption | $533,181 (+2.45%) | $533,181 (+0.1%) Land $135,000 Building $398,181 |
| 2024 | $8,983.00 (+1.92%) Homeowner's exemption | $520,439 (+3%) | $532,627 (+1.91%) Land $135,000 Building $397,627 |
| 2023 | $8,814.00 (+4.97%) Homeowner's exemption | $505,281 (+3%) | $522,627 (+6.54%) Land $125,000 Building $397,627 |
| 2022 | $8,397.00 Homeowner's exemption | $490,564 | $490,564 Land $112,000 Building $378,564 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force 34 of 35 on primary residences |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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