Hampden County and Chicopee City property record for 43 Grace St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 2020 |
| Lot Size | 0.086 acres (3,736 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Jul 2026) |
| Tax Bill | $5,619 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 420-00045 |
| Primary APN | 420-00045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 629 sqft |
| Basement Area | 629 sqft |
| Unfinished Basement | 629 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,736 sqft (0.086 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 420-00045 |
|---|---|
| Street Address | 43 GRACE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 13, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK |
| Feb 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Jan 29, 2021 | Quit Claim Deed, Transfer |
| Mar 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 202632530 |
| Deed Book / Page | 26414 / 431 |
| Transfer Doc | 022104-573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Document Number | 0000032530 |
| Book / Page | 26414 / 431 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202632530 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Date | Jul 13, 2026 |
|---|
| Name | WESTFIELD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 022570-490 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 22570/490 |
| Instrument | 10387 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 29, 2021 |
| Property Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Document Number | 023683-355 |
| Book / Page | 23683 / 355 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 7021 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284R EAST ST, GRANBY, MA 01033-9534 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 23, 2018 |
| Property Address | 43 GRACE ST, CHICOPEE, MA 01020-1215 |
| Document Number | 22104-573 |
| Book / Page | 022104 / 000573 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 15231 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 169 GRAPE ST CHICOPEE MA 01013, CHICOPEE, MA 01013 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,619.00 (+0.64%) | $368,700 (+0.11%) Land $76,100 Building $292,600 | $351,014 |
| 2025 | $5,583.00 (+4.43%) | $368,300 (+1.68%) Land $69,600 Building $298,700 | |
| 2024 | $5,346.00 (+4.74%) | $362,200 (+7.51%) Land $68,200 Building $294,000 | |
| 2023 | $5,104.00 | $336,900 Land $62,000 Building $274,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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