43 Gendreau St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 43 Gendreau St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1964
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Aug 2021)
Tax Bill$5,840 (2026)
Deeds & MortgagesOct 2025 Second Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN362-00012

Property Details

APN / Parcel Number

Primary APN362-00012
Alternative APN
  • CHIC M:0362 P:00012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
Gross Area2,922 sqft
1st Floor Area1,488 sqft
Basement Area607 sqft
Unfinished Basement607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number362-00012
Street Address43 GENDREAU ST
CityCHICOPEE
StateMA
Zip01020-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2009
Census Tract811000

Owner

43 Gendreau St is owned and occupied by an individual who bought it in August 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address43 GENDREAU ST, CHICOPEE, MA 01020-1011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALDEN CREDIT UNION
Aug 26, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Deed Document Number202159873
Deed Book / Page24081 / 490
Prior Transfer DateAug 25, 2021
Prior Transfer Doc24081-490
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address43 GENDREAU ST, CHICOPEE, MA 01020-1011
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026057-302
DateOct 6, 2025
Book Page26057/302
Instrument47389
Lender
NameALDEN CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2045

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 26, 2021
Property Address43 GENDREAU ST, CHICOPEE, MA 01020-1011
Document Number24081-490
Book / Page24081 / 490
Instrument DateAug 25, 2021
Instrument59873
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address77 MITCHELL DR, CHICOPEE, MA 01022-2148

Mortgage

Document Number227453
DateAug 26, 2021
Instrument227453
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Gendreau St was $5,840, up 7.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,840.00 (+7.12%)$383,200 (+6.56%) Land $123,800 Building $259,400$363,320 (+4.12%)
2025$5,452.00 (+5.39%)$359,600 (+2.6%) Land $113,700 Building $245,900$348,935
2024$5,173.00 (+7.86%)$350,500 (+10.71%) Land $111,400 Building $239,100
2023$4,796.00$316,600 Land $101,300 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Gendreau St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Gendreau St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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