Suffolk County and Islip Town property record for 43 Garretson Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Details | 1,944 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,000 (Jun 2017) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2018 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 343.-2-58.1 |
| Primary APN | 472889 343.-2-58.1 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,944 sqft Living Area |
|---|---|
| 1st Floor Area | 1,584 sqft |
| Basement Area | 360 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Account Number | 587654 |
|---|---|
| Street Address | 43 GARRETSON AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2215218Y186690 T044H00000000 |
| Legal Block | 3000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 147401 |
43 Garretson Ave is owned and occupied by an individual who bought it in June 2017.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 GARRETSON AVE, ISLIP, NY 11751-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage NAVY FCU |
| Apr 2, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 21, 2017 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on File |
| Deed Sale | Jun 21, 2017 · Amount on File |
| Deed Book / Page | 12917 / 774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 43 GARRETSON AVE, ISLIP, NY 11751-2925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0236920056 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 23692/56 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 229 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 43 GARRETSON AVE, ISLIP, NY 11751-2925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0229130942 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 22913/942 |
| Instrument | 18-0059274 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 43 GARRETSON AVE, ISLIP, NY 11751-2925 |
| Document Number | 0231420161 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43 GARRETSON AVE ISLIP NY 117512925, ISLIP, NY 11751-2925 |
| Document Number | 0231420161 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 023142/000161 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 21, 2017 |
| Property Address | 43 GARRETSON AVE, ISLIP, NY 11751-2925 |
| Document Number | 0129170774 |
| Book / Page | 012917 / 000774 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP. |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 GARDEN ST BAY SHORE NY 117066702, BAY SHORE, NY 11706-6702 |
| Document Number | 228280253 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 022828/000253 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $40,400 Land $7,800 Building $32,600 | |
| 2024 | $569,014 (+2.54%) Land $109,859 Building $459,155 | |
| 2023 | $40,400 Land $7,800 Building $32,600 | $554,945 Land $107,143 Building $447,802 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Garretson Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Garretson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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