Bristol City property record for 43 Garfield Rd, Bristol, CT 06010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,009 sqft · built 1943 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,500 (Jun 2022) |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:47 L:62-0031259 |
| Primary APN | BRIS M:47 L:62-0031259 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,009 sqft Living Area |
| Gross Area | 2,088 sqft |
| 1st Floor Area | 696 sqft |
| Attic | Attic |
| Attic Area | 696 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 31259 |
|---|---|
| Street Address | 43 GARFIELD RD |
| City | BRISTOL |
| State | CT |
| Zip | 06010-5305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 62 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 405200 |
43 Garfield Rd is owned and occupied by an individual who bought it in June 2022.
Source: Bristol City records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 2, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | May 20, 2014 · Amount on File |
| Deed Book / Page | 2226 / 617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Recording Date | Jul 13, 2026 |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Document Number | 2355000194 |
| Book / Page | 2355 / 194 |
| Instrument Date | Jun 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Document Number | 2355000194, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 2355/194 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 313 Months |
| Due | Aug 1, 2052 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002322-19 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 2322/19 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002302-14 |
|---|---|
| Date | Dec 2, 2024 |
| Book Page | 2302/14 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002286-558 |
|---|---|
| Date | Jun 6, 2024 |
| Book Page | 2286/558 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002275-597 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 2275/597 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL CT |
| Recording Date | Jun 2, 2022 |
| Property Address | 43 GARFIELD RD, BRISTOL, CT 06010-5305 |
| Document Number | 002226-617 |
| Book / Page | 2226 / 617 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002226620 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2226/620 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 43 Garfield Rd was $4,805.
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,805.00 | $142,380 Land $44,380 Building $98,000 | $99,666 Land $31,066 Building $68,600 |
| 2024 | $4,805.00 (+12.42%) | ||
| 2023 | $4,274.00 (+22.01%) | $140,840 (+54.18%) Land $44,380 Building $96,460 | |
| 2022 | $3,503.00 | $91,350 Land $30,800 Building $60,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43 Garfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Garfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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