Wayne County property record for 43 Gardner Rd, Newfoundland, PA 18445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,518 sqft · built 2002 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,999 (Jan 2024) |
| Tax Bill | $4,721 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0-0361-0042.0001 |
| Primary APN | 08-0-0361-0042.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| Basement Area | 914 sqft |
| Unfinished Basement | 914 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 236 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 056489 |
|---|---|
| Street Address | 43 GARDNER RD |
| City | NEWFOUNDLAND |
| State | PA |
| Zip | 18445-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5A WHITE WILLIAM & FILOMENA |
| Legal Lot Number | 5A |
| Jurisdiction | WAYNE PA |
| Township / Civil Division | DREHER |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 961300 |
43 Gardner Rd is owned and occupied by two individuals who bought it in January 2024.
Source: Wayne County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 GARDNER RD, NEWFOUNDLAND, PA 18445-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed, Transfer KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT |
| Dec 14, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Deed Document Number | 2024392 |
| Deed Book / Page | 6430 / 253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE PA |
| Recording Date | Jan 23, 2024 |
| Property Address | 43 GARDNER RD, NEWFOUNDLAND, PA 18445-5035 |
| Document Number | 0064300253 |
| Book / Page | 6430 / 253 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 202400000392 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $3,849.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 GARDNER RD, NEWFOUNDLAND, PA 18445-5035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE PA |
| Property Address | 43 GARDNER RD, NEWFOUNDLAND, PA 18445-5035 |
| Document Number | 0055840132 |
| Instrument Date | Dec 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43 GARDNER RD NEWFOUNDLAND PA 184455035, NEWFOUNDLAND, PA 18445-5035 |
| Document Number | 0055840132 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 005584/000132 |
| Instrument | 119 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2050 |
The 2026 property tax bill for 43 Gardner Rd was $4,721.
Source: Wayne County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Wayne County |
| County Subdivision | Dreher Township |
| Unified School District | Wallenpaupack Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,721.00 | $319,000 Land $69,100 Building $249,900 | |
| 2025 | $319,000 Land $69,100 Building $249,900 | ||
| 2024 | $4,386.00 (-28.88%) | $319,000 (-) Land $69,100 Building $249,900 | |
| 2023 | $6,167.00 (+34.3%) | $319,000 Land $69,100 Building $249,900 | |
| 2022 | $4,592.00 | $319,000 Land $69,100 Building $249,900 | |
| 2004 | $319,000 Land $69,100 Building $249,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (1984–2011) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Gardner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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