43 Gardner Rd, #2, Brookline, MA 02445 Property Records

Norfolk County and Brookline Town property record for 43 Gardner Rd, #2, Brookline, MA 02445

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,880 sqft · built 1940
Lot Size	0.167 acres (7,304 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 1995)
Tax Bill	$15,116 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7949009`

Property Details

APN / Parcel Number

Primary APN	`7949009`
Alternative APN	`BROO B:210 L:0014 S:0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,304 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	7949009
Street Address	43 GARDNER RD, 2
City	BROOKLINE
State	MA
Zip	02445-4512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	43 GARDNER ROAD CONDO
Legal Block	210
Legal Lot Number	14
Jurisdiction	BROOKLINE MA
Township / Civil Division	BROOKLINE
Census Block Group	2
Census Block	2006
Census Tract	400500

Owner

Source: Norfolk County and Brookline Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 GARDNER RD, 2, BROOKLINE, MA 02445-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Oct 22, 2021	Condominium Deed, Transfer · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1995 · Amount on File
Deed Sale	Aug 1, 1995 · Amount on File
Prior Sale	May 18, 1992 · Amount on File
Last Transfer Date	Oct 18, 2021
Transfer Doc	039988-310
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042839-202
Date	Dec 19, 2025
Book Page	42839/202
Instrument	90149

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040110-388
Date	Nov 30, 2021
Book Page	40110/388
Instrument	149945

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039988-290
Date	Oct 22, 2021
Book Page	39988/290
Instrument	135343

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037663-88
Date	Mar 10, 2020
Book Page	37663/88
Instrument	21768

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038283-36
Date	Aug 31, 2020
Book Page	38283/36
Instrument	90037

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

October 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BROOKLINE MA
Recording Date	Oct 22, 2021
Property Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512
Document Number	039988-310
Book / Page	39988 / 310
Instrument Date	Oct 18, 2021
Instrument	135344
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 GARDNER RD # 2, 2, BROOKLINE, MA 02445-4512

Mortgage

Document Number	0000135343
Date	Oct 22, 2021
Instrument	135343

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Norfolk County and Brookline Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Brookline Town
Unified School District	Brookline School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,116.00 (+8.3%)	$1,476,200 (+4.39%) Building $1,476,200	$1,307,200 (-)
2025	$13,957.00 (+3.05%)	$1,414,100 (+2.01%) Building $1,414,100	$1,307,200 (+3.2%)
2024	$13,544.00 (+3%)	$1,386,300 (+5.1%) Building $1,386,300	$1,266,635
2023	$13,150.00	$1,319,000 Building $1,319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKLINE WATER AND SEWER DIVISION serves 63,191 people · EPA ID MA3046000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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