Hampden County and Chicopee City property record for 43 Fredette St, Chicopee, MA 01022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,768 sqft · built 1950 |
| Lot Size | 0.55 acres (23,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Dec 2020) |
| Tax Bill | $8,646 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W4-0016A |
| Primary APN | W4-0016A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| Gross Area | 4,479 sqft |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,978 sqft (0.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | W4-0016A |
|---|---|
| Street Address | 43 FREDETTE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01022-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 811302 |
43 Fredette St is owned and occupied by an individual who bought it in December 2020.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 FREDETTE ST, CHICOPEE, MA 01022-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Dec 14, 2020 | Quit Claim Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Deed Document Number | 202074733 |
| Deed Book / Page | 23590 / 30 |
| Prior Transfer Date | Dec 9, 2020 |
| Prior Transfer Doc | 23590-30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 FREDETTE ST, CHICOPEE, MA 01022-2136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026147-33 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 26147/33 |
| Instrument | 59478 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 FREDETTE ST, CHICOPEE, MA 01022-2136 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0024848-84 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 24848/84 |
| Instrument | 74200 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 469 Months |
| Due | Jan 1, 2062 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 14, 2020 |
| Property Address | 43 FREDETTE ST, CHICOPEE, MA 01022-2136 |
| Document Number | 23590-30 |
| Book / Page | 023590 / 000030 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 74733 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 6, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 LAWRENCE DR SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106 |
| Document Number | 23590-33 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 023590/000033 |
| Instrument | 74734 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2050 |
The 2026 property tax bill for 43 Fredette St was $8,646, up 3.5% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,646.00 (+3.52%) | $567,300 (+2.98%) Land $129,400 Building $437,900 | $474,204 (-16.86%) |
| 2025 | $8,352.00 (+5.55%) | $550,900 (+2.76%) Land $116,200 Building $434,700 | $570,380 |
| 2024 | $7,913.00 (+10.36%) | $536,100 (+13.27%) Land $114,000 Building $422,100 | |
| 2023 | $7,170.00 | $473,300 Land $103,600 Building $369,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Fredette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43 Fredette St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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