43 Flat Rock Gap Rd, Blairsville, GA 30512 Property Records

Union County property record for 43 Flat Rock Gap Rd, Blairsville, GA 30512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,178 sqft · built 1979
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2021)
Tax Bill	$494 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089 027 A`

Property Details

APN / Parcel Number

Primary APN	`089 027 A`
Alternative APN	`3458`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,178 sqft Heated Area
1st Floor Area	2,178 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	177,725 sqft (4.08 acres)
Garage Type	Detached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	387 sqft
Deck Area	80 sqft
Patio Area	609 sqft
Lean-To	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3458
Street Address	43 FLAT ROCK GAP RD
City	BLAIRSVILLE
State	GA
Zip	30512-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LD 10 LL 126
Jurisdiction	UNION GA
Township / Civil Division	BLAIRSVILLE
Census Block Group	3
Census Block	3000
Census Tract	201

Owner

43 Flat Rock Gap Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Union County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITY MORTGAGE
Sep 2, 2025	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Sep 28, 2021	Limited Warranty Deed, Transfer
Nov 17, 2020	Limited Warranty Deed, Transfer · FHA Mortgage MEMBERS FIRST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20212541
Deed Book / Page	1280 / 182
Prior Transfer Date	May 20, 2008
Prior Transfer Doc	761/407
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Recording Date	May 7, 2026
Property Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Document Number	0000001452/0000000243
Book / Page	1452 / 243
Instrument Date	May 1, 2026
Instrument	202621
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000021,
Date	May 7, 2026
Book Page	1452/243
Instrument	202621

Lender

Name	UNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065

Mortgage

Document Number	0000001426/0000000763
Date	Sep 2, 2025
Book Page	0000001426/0000000763

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065

Mortgage

Document Number	0000001280/0000000184
Date	Sep 30, 2021
Book Page	0000001280/0000000184
Instrument	006893

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	UNION GA
Recording Date	Sep 28, 2021
Property Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Document Number	1280/182
Book / Page	1280 / 182
Instrument Date	Sep 28, 2021
Instrument	2021-002541
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065

November 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	UNION GA
Recording Date	Nov 17, 2020
Property Address	43 FLAT ROCK GAP RD, BLAIRSVILLE, GA 30512-7065
Document Number	1226/89
Book / Page	1226 / 89
Instrument Date	Nov 17, 2020
Instrument	2020-002662
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1512, BLAIRSVILLE, GA 30514-1512

Mortgage

Document Number	0000001226/0000000092
Date	Nov 24, 2020
Book Page	0000001226/0000000092
Instrument	007149

Lender

Name	MEMBERS FIRST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43 Flat Rock Gap Rd was $494 with exemptions applied.

Source: Union County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$494.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$169,276 Land $14,040 Building $155,236	$423,190 Land $35,100 Building $388,090
2023	$703.00 (-59.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,836 Land $14,040 Building $148,796	$407,090 Land $35,100 Building $371,990
2022	$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Flat Rock Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Flat Rock Gap Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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