43 Farm Rd 2820, Sumner, TX 75486 Property Records

Lamar County property record for 43 Farm Rd 2820, Sumner, TX 75486

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,057 sqft · built 2009
Lot Size	1.5 acres (65,471 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (May 2022)
Tax Bill	$2,417 (2026)
Deeds & Mortgages	May 2022 Refinance Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0442-0190-0000-25`

Property Details

APN / Parcel Number

Primary APN	`A0442-0190-0000-25`
Alternative APN	`52251`

Interior

Full Baths	2 Baths
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	65,471 sqft (1.5 acres)
Garage Type	Carport
Garage Area	475 sqft
Carport	Carport
Carport Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0442-0190-0000-25
Street Address	43 FR 282
City	SUMNER
State	TX
Zip	75486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A442 J HARRELL SURVEY, TRACT 19, ACRES 1.503
Legal Subdivision	J HARRELL SURVEY
Legal Tract	19
Legal Lot Number	19
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 FARM ROAD 2820, SUMNER, TX 75486-5677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 8, 2021	Warranty Deed, Transfer
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	2022193621
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	1798152021
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAMAR TX
Recording Date	May 12, 2022
Property Address	43 FARM ROAD 2820, SUMNER, TX 75486-5677
Document Number	1936212022
Instrument Date	Apr 19, 2022
Instrument	193621-2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC V

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FARM ROAD 2820, SUMNER, TX 75486-5677

Mortgage

Document Number	1936222022
Date	May 12, 2022
Instrument	193622-2022

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR TX
Recording Date	Mar 8, 2021
Property Address	43 FARM ROAD 2820, SUMNER, TX 75486-5677
Document Number	1798152021
Instrument Date	Mar 1, 2021
Instrument	179815-2021
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 26TH ST NEA, 645, PARIS, TX 75460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FARM ROAD 6433, 6433, SUMNER, TX 75486

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	43 FARM ROAD 2820, SUMNER, TX 75486-5677
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1661982019
Date	Nov 7, 2019
Instrument	166198-2019

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 7, 2034
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	4.75%
Index	Prime Rate
Max Rate	6.75%

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,417.00 (-32.13%) Homeowner's exemption	$318,520 (+1.46%) Land $39,250 Building $279,270	$318,520 (+1.46%) Land $39,250 Building $279,270
2025	$3,561.00 (+15.43%) Homeowner's exemption	$313,930 (+14.57%) Land $29,710 Building $284,220	$313,930 (+14.57%) Land $29,710 Building $284,220
2023		$274,010 Land $27,900 Building $246,110	$274,010 Land $27,900 Building $246,110
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wifires Internet Fixed Wireless	500 / 50

May also be available: Nextlink, Peoples Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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