43 Everett Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 43 Everett Rd, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,844 sqft · built 1964
Lot Size0.475 acres (20,705 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Oct 2020)
Tax Bill$18,213 (2024)
Deeds & MortgagesJun 2023 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN372000 44.19-2-6

Property Details

APN / Parcel Number

Primary APN372000 44.19-2-6
Alternative APNs
  • 200004401900020060000000
  • 331700

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,844 sqft Living Area
1st Floor Area1,316 sqft
Basement Area528 sqft
Finished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2009
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area20,705 sqft (0.475 acres)
Lot Dimensions205 ft deep x 101 ft wide
View / LotWaterfront
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchOpen Porch
Porch Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number331700
Street Address43 EVERETT RD
CityCARMEL
StateNY
Zip10512-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionMAP NO 2 CARMEL RIDGE
Legal Block2
Legal Lot Number6.000
JurisdictionPUTNAM NY
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1009
Census Tract11501

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 EVERETT RD, CARMEL, NY 10512-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 28, 2020Bargain and Sale Deed, Transfer
JUDICIAL TITLE INS AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleAug 27, 2004 · Amount on Record
Deed Document Number202090582020
Deed Book / Page2182 / 78
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address43 EVERETT RD, CARMEL, NY 10512-2013
Transaction TypeMortgage
Record UpdatedJul 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 EVERETT RD, CARMEL, NY 10512-2013

Mortgage

Document Number0077870164
DateJun 20, 2023
Book Page7787/164
Instrument3536-2023
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueNov 1, 2050

October 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateOct 28, 2020
Property Address43 EVERETT RD, CARMEL, NY 10512-2013
Document Number0021820078
Book / Page2182 / 78
Map ReferenceMAP 995-A
Instrument DateOct 23, 2020
Instrument9058-2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyJUDICIAL TITLE INS AGCY

Transaction

AmountAmount Recorded
Tax$2,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 EVERETT RD, 43, CARMEL, NY 10512-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FISHER DR # 611, 611, MOUNT VERNON, NY 10552-3601

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionCarmel Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$636,900 (+14.49%) Land $90,600 Building $546,300$636,900 (+14.49%) Land $90,600 Building $546,300
2024$18,213.00 (+299.32%)
2023$556,300 (+10.99%) Land $82,400 Building $473,900$556,300 (+10.99%) Land $82,400 Building $473,900
2022$501,200 Land $82,400 Building $418,800$501,200 Land $82,400 Building $418,800
2020$4,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WD 2
serves 5,000 people · EPA ID NY3903641
Water SourceSurface water
Last State InspectionMar 2025
Lead7 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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